What happens to non-agency large projects?

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According to Inside Mortgage Finance, this is likely the result of a weakening of underwriting standards by lenders to help increase volume and demand. However, the share of this sector in total origin remains below the pre-pandemic level.

Large loans accounted for 12.8% of total mortgage lending in the second quarter, compared with 9.2% in the previous quarter. This is compared to a market share of 16.7% for the whole of 2019.

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