FARFIELD, Connecticut – Breaking the cycle of poverty is no easy task.
But thanks to one kind gesture from her mortgage company, a local woman got a little help with that.
Irana McNish, who previously worked in Norwalk and recently moved to Derby, was surprised on August 24 by representatives of the Fairfield branch of Envoy Mortgage, who presented her with a September mortgage for her new home.
“It was fantastic,” said McNish, who has struggled for years to find funding for her own home while living in subsidized housing in Norwalk.
“I was very surprised,” she said.
The promotion was part of the Gift of Home program, which was designed to show gratitude to customers in a financially difficult time.
Envoy is an independent mortgage company with offices throughout the United States and headquartered in Houston, Texas.
This year, the company is giving 50 of its clients up to $ 150,000 in mortgage payments and tax assistance, which equates to up to $ 3,000 per family.
“To provide the greatest benefit, Gift of Home recipients were randomly selected from the Veterans Affairs Envoy’s or FHA’s current mortgage borrowers,” a company spokesman said, “especially those who donated to their communities as war veterans. , first responders, nurses, educators, small business owners and employees. “
McNish, who recently graduated from high school and became a full-time registered nurse, has worked as a nurse in a variety of roles for many years.
She did not raise much suspicion when a company representative called her a few weeks ago and asked a few questions. However, it was a surprise when they showed up at her work in Stamford and presented her with a huge check to pay her mortgage payment.
“This is an amazing company,” McNish said, citing work by Melissa Morgan, Erin and Randy in the office. “I ask everyone to go through them and they will help.”
However, McNish has had a hard time getting to where she is, and she wants people to understand that.
“I used to live in (subsidized) housing for about 15 years and go to school at the same time,” she said while attending Norwalk Community College, working multiple jobs.
However, as her salary increased as she moved from a nurse assistant to a patient care specialist and then to a licensed practical nurse, her rent also increased proportionally.
“People like me who are in this situation can’t get out,” McNish said.
“My rent has gone up to about $ 1,700 and this is a mortgage,” she said.
She asked herself the question: “Why should I pay the state for something that I will never belong to? They don’t fix anything. People think that if you are in subsidized housing, you have it, but this is not true. … “
However, because the income her college-age children were earning was not part of the equation, the family was gradually able to save enough, along with 401 (k) McNish from her last job.
“It took a long time, but we were lucky,” she said, “and many families are stuck in this situation … When you earn more, the rent goes up.”
But McNish was able to break the vicious circle, and Envoy supported her along the way.
“I live in a very nice area,” she said. “It’s quiet and beautiful.”
“You can own your dream home,” she said. “Perhaps.”