Foundation pays mortgage for the home of a fallen Delaware police corporal

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The Tunnel to Towers Foundation honored the fallen Delaware Police Corporal by paying a mortgage to his family.

More than four years have passed since Corporal Stephen Ballard died trying to keep his community safe. He was shot dead on April 26, 2017 in the Bear Wawa parking lot while approaching a suspicious car.

He is survived by his wife Louise Cummings and nine-year-old daughter Abigail. They received a life-changing gift from the Tunnel to Towers Foundation, which helps families across the country.

“In that first year or two, there are a lot of people around, a lot of people going to be doing good deeds, but coming up to a four-year anniversary and getting something like that is just overwhelming,” Cummings said. “For someone to make such a gift not only to me, but also to my daughter and our family.”

Cummings says she still can’t believe the fund paid off the mortgage on her home in Hockessin, Delaware. She was handed all the documents on the Fourth of July in a private ceremony at her home, and Abigail did so officially.

“Who would have thought that someone would do something like that,” remarked Cummings.

The Tunnel to Towers Foundation was founded twenty years ago in honor of New York firefighter Stephen Stiller, who died saving others on 9-11. Its mission is to support lost rescuers and veterans by paying off mortgage loans for heroes’ homes.

Cummings and Ballard were married for only 18 months. They bought their home in June 2016 and he died less than a year later.

“It was the only house Stephen and I lived in, and now it’s home forever,” Cummings said.

Cummings adds that she believes there has also been little “divine intervention” in the process by her late husband.

“I know he wanted us to be okay so I could spend time with Abigail and not have to work that hard,” she said. “It allows me to do it, and it’s amazing.”

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