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DERBY. Iranian McNish thought she would have an interview Tuesday morning for the newsletter of the mortgage company that financed her home.
She got up, got ready and tidied up for the guests.
“I cleaned up the house and waited,” McNish said.
But when she opened the front door at 9am, McNish was greeted by photographers and a local mortgage company manager, Envoy Mortgage. The newsletter was a gimmick; the company came to her house to tell her that they would make one monthly payment on her mortgage, which is $ 1,935 a month.
McNish said she struggled to figure it out.
“I can not believe this. It was a shock. I thought about all sorts of things. I wish I could wear something better, ”McNish said.
McNish was surprised again when company representatives pulled out a large box. When she opened it, she saw a large check with her family’s last name.
“I love what I did to deserve this,” she said.
McNish, who graduated from the nursing program in May this year, used to live in subsidized housing but did not feel subsidized.
She was paying over $ 1,700 a month in rent before she bought the house, she said. She previously worked as a nurse’s assistant, earning $ 14 an hour. When she became a Licensed Practical Nurse (LPN), McNish made more money but increased her rent accordingly.
So she teamed up with her older kids and they pooled their money along with 401k income from a previous job to make a down payment on the house.
McNish was also a high school graduate. She was studying to be a nurse, so at the end of 2020, during a pandemic, she had to combine house hunting with her studies, and this turned out to be a problem.
“We had to go and see several houses. The next day I had my exam. I was focused on looking at houses. So I failed the exam, ”she said.
She scored low on what she described as an important exam. But she said that she stayed on the course and was not only able to buy a house in Derby, but was also able to pass the final exam.
During this time, she also worked at a nursing center, caring for patients, some of whom were battling COVID-19.
Melissa Mason, manager of Envoy Mortgage’s Fairfield division, said it was her story that made her stand out among the company.
“She was chosen because of the service she and her family have provided to the community. And she is a nurse and her daughter is a teacher. She says her son was a Marine and now serves in the National Guard. And he now goes to criminal justice school, – said Mason.
McNish chose Derby because of its convenient location compared to her current job at Stamford.
She said she loved her house, a one-story building on Laurel Avenue with an attached garage. It has two bedrooms, an attic and a fireplace that she hasn’t used yet but wants to test this winter.
McNish said she was going to use the money freed from the mortgage to clean up the chimney.
McNish said she likes to dial the security code to open the front door. When she goes inside, she knows that everything in her house belongs to her. According to her, if her son or daughter gets married, she will be able to leave their home.
But most of all she loves her home, because it belongs to her family.
“This is our house; nobody can tell us what to do, ”she said.
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