Dear Annie: Student Loan Problems



Dear Annie, I met a man about four years ago. We started dating a week after we met, at his insistence. Well, after we were together for a year, I found out that he had been texting with a girl online for several months. She didn’t want him. Then, a month after that, I heard that he was cheating on me with someone from work who was in his early 20s, that is, the same age as his daughter. I opposed him, but he refused to plead guilty. However, since then I have found him online, exchanging messages of a sexual nature with a couple of other girls. He says he never met them in person.

I think my question for you is, is it worth trying to keep this person in my life? I love him, and he says he loves me, but part of me no longer loves him. To be honest, I’ve felt this way ever since I heard about his betrayal with that young woman. What do you think Annie: should I put it on the sidewalk on garbage day? My heart tells me to stay, but my mind wants me to tell him to get lost. – Confused girlfriend

Dear Confused One: Listen to your opinion on this matter. Not only has he tricked you more than once (naughty messages count as cheating), but he also showed no interest in actually fixing it on your part. Life is short and your time is too precious to waste on someone who doesn’t value it. While it may be difficult for you to live without him at first, eventually you will look back and wonder how you have lived with him for as long as you have lived.


Annie Lane maintains the Dear Annie advice column.

Dear Annie, I’m in high school and I’m in financial trouble right now. I plan on going to community college, but even so, I still have to pay $ 2,000 out of my pocket because for some reason they are having trouble viewing my free application for federal student aid.

I am very depressed and do not even know what to do now. If I drop out of school for a year to work and save money, it will be very difficult for me to adjust to the student’s lifestyle. If I don’t, I’ll have to take out a loan and I don’t even know if I can afford to pay it back. I have five children to take care of (my little brothers and sisters). Is there some kind of solution to this problem? I know that when I am stressed and depressed, it is very difficult for me to see the obvious answers to my problems, and I tend to think too much. I just need hints and tips, as well as a little step-by-step instruction. My whole family depends on me for education. So, I really need a stable, well-paid job that can support my family.

Any help you can offer would be greatly appreciated. – Confused and overwhelmed

Dear embarrassed one! You should not be ashamed, but proud. You are investing in your education and starting a new chapter in your life, as well as helping to take care of your family. Don’t be afraid to go to school just because you feel overwhelmed when applying for a student loan. Navigating the student loan system can be a challenge even for people who have done it before. Naturally, you will need guidance in this process. Fortunately, the Federal Student Information Center exists for this very purpose. Call their hotline at 800-433-3243 for expert assistance. Kudos and best wishes to you.

“Ask me anything: a year of advice from dear Annie” is out now! Annie Lane’s debut book with her favorite columns on love, friendship, family and etiquette is available in paperback and ebook. Visit for more information. Send your questions for Annie Lane to


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