Best Cities for Seniors in the Southwest



Retirees tend to flock to places where they can relax, enjoy the good weather, and earn minimal income. All of these features make the US Southwest a very popular destination for retirees. With its hot, dry climate; relatively low cost of living; and retirement-friendly tax laws, it’s no wonder aging Americans love the Southwest.

If you are (or soon to be) retired considering moving to the southwest, consider calling one of these cities your home in your spare time.

6 simple tips to secure a 1.75% mortgage rate

Safe access to The Ascent’s free guide, which explains how to get the lowest mortgage rate when buying a new home or refinancing. The rates are still at their lowest level in several decades, so take action today to make sure you don’t miss the chance.

By submitting your email address, you agree that we will send you monetary tips along with products and services that we believe may be of interest to you. You can unsubscribe at any time. Please read our Privacy statement and Terms and Conditions

1. Tucson, Arizona

As a retired with a limited income, you are probably worried about how much your new city will cost you. Fortunately, the cost of living in Tucson is below the US average. Healthcare costs also below average, but not devoid of quality. There are three high-quality hospitals in the city, and the number of retirees is in double digits. Tucson also made it to the Gallup Top 100 Urban Communities on the Wellness Index.

There is no denying that it is hot in Arizona. But the arid desert climate can be much more bearable than wetter places, especially for aging Americans. The desert climate also makes outdoor activities such as golf very popular with retirees. Tucson has 15 golf courses and 120 parks for walking, cycling and other exercise. It is a large city – the second most populous in Arizona, with a population of just over 550,000 – so those looking for culture and entertainment will find something to do there.

How else can residents of this state benefit from retirement age? Well, for starters, retirees in Arizona don’t need to pay taxes on their Social Security benefits or on some retirement benefits. In addition, there is no inheritance, gift or property tax. Homeowners over the age of 65 in Arizona are also eligible for real estate tax relief, which gives buying and owning houses more affordable for retirees.

2. Mesquite, Nevada

Like Arizona, Nevada is a tax-friendly state for retirees; residents there do not pay state income tax or inheritance tax. The cost of living in Nevada varies, but Mesquites will find that prices for food, health care and utilities are below the national average.

The small-town feel of Mesquite and the convenient location between Las Vegas and Utah make it a spot on this list. Just an hour from Las Vegas and about 40 minutes from St. George, Utah, retirees won’t have to worry about getting bored. Players will enjoy the proximity to the bright lights and endless Vegas slot machines. Outdoor enthusiasts will love the proximity to sites such as the Gold Butt National Monument, Lake Mead and the Grand Canyon.

Mesquite is indeed a small town with a population of just over 21,000, six retirement communities and just one local hospital. But for those who want to spend their retirement in a relaxed way, without the hustle and bustle of a bustling city, this may be just the right speed.

3. St. George, Utah

Mentioned earlier due to its proximity to Mesquite, Nevada, St. George is actually located near the point where Nevada, Arizona, and Utah meet. Known for its scenic red cliff mountain views and outdoor pursuits, St. George is also Utah’s capital of golf with 12 courses available. And with an ideal climate, warm and dry, those who love nature are sure to fall in love with St. George.

Although the cost of living in St. George is slightly above the national average, it is lower than in the rest of the state. Some categories, such as food, transportation and utilities, are below the national average. And while Utah taxes social security benefits, property tax lower than the US average. Homeowners retirees can get 45% property tax exemption by helping with accessibility of home ownership

Located in the mid-range of the cities mentioned here, St. George’s has a population of about 94,500. Although there is only one hospital in the city, this hospital is considered the No. 4 hospital in the state. Dixie Medical Center is sure to provide coverage for your medical needs, with high ratings for retired treatments such as heart surgery and joint replacement.

It is estimated that approximately 10,000 baby boomers retire daily. Retirement brings a new set of goals and concerns. This high-rise apartment in New York or a five-bedroom, four-bathroom home in the suburbs of Chicago may no longer make sense to you. The good news is that retirees will find that there are many cities in the Southwest – and elsewhere in the US – that can better meet the new set of retirement wants and needs.


Source link