5 reasons why you should consider getting a loan from Page Financials



Personal loans are good for a variety of purposes, from debt consolidation to solving a multitude of pressing problems. They are personal, which means your reasons are yours.

Do you remember the first time you needed more money than you had? Borrowing money was not as easy then as it is now.

You would probably run to family members or friends, which usually meant nothing was certain, or you would apply for a bank loan, which was a very tedious process that is difficult to obtain, especially if you do not have an enviable collateral in the selected places or you know someone in a senior management position in banks acts as a surety.

Now the situation is completely different. there is financial service providers like Page Financials, which completely changed the rules of the game, they not only disrupted the borrowing and lending ecosystem, but also shaped how even banks react to providing these services today.

With the intervention of Page Financials, leading provider of financial servicesAnyone with a verifiable and stable income that meets several other criteria – such as having a good credit history – can now easily get a personal loan from the comfort of their home.

If you are still wondering whether to consider a personal loan or not, we have highlighted 5 reasons why clients usually resort to obtaining an individual loan.

  1. Cash emergencies

If you urgently need money to cover bills, unexpected expenses, or anything else that needs immediate attention, you can take out a personal loan. Page Financials provides online applications that allow you to conveniently fill out an application in minutes.

You can also get financing immediately, depending on your past credit history and the information you provide. You can use a personal loan to cover emergencies such as:

  • Payment of late payments for home and utilities
  • Medical bills
  • Funeral expenses
  • Unexpected repair or car purchase

The possibilities for a personal loan are endless, and as stated earlier, this is a personal matter for you.

  1. Debt Consolidation

One of the popular reasons to get a personal loan from Page is debt consolidation.

If you have existing properties with different lenders, you will agree that managing multiple loans from multiple lenders can be challenging. Failure to make payments can negatively affect your credit score. Getting a personal loan in such a situation can save you financial hardship.

All you have to do is go to Page and state that you have other loans elsewhere and would like to combine the different payments into one debt with the loan. This method offers several benefits, including an overall lower interest rate, which can help shorten the time it takes to pay off the loan.

  1. Rent, home improvement and renovation

Whether you are looking to extend your lease, or move to a more suitable area, or simply want to upgrade your apartment and renovate, a personal loan is a great way to conveniently cover costs.

The urgency associated with meeting these needs is usually unprecedented, so a personal loan may be your surest way to meet your deadline.

Late payment of the rent, for example, will lead to a number of difficulties on the part of your landlord, and … you do not know what it is. Likewise, if you see a new apartment that you like and don’t pay on time, the house goes to someone else who has cash.

This is why speed and convenience are critical when it comes to personal loans and part of the USP at Page Financials, you can get a loan and get support anytime, be it 2 am or 2 pm, so you don’t have to miss out on any opportunity. … again.

  1. Vehicle financing

Car loans are available if you are looking to buy or rent a car, but personal loans are also available to finance any of your needs, including vehicle financing.

Another good reason why you should consider a personal loan rather than a car loan is secured loans and using your car as collateral. If you are worried about missing payments and returning your vehicle, a personal loan may be the best option for you.

  1. Starting / expanding your business

Side activities are very popular these days and are a great way to test your entrepreneurial skills. If you have one or are thinking of creating one, you will need the means to run or extend it.

Referring additional funds to side effects can help you move to the next level. But if you don’t have the money you need now, a personal loan for your side business can help.

Getting a direct business loan usually requires some sort of collateral or collateral that most startups don’t have, so getting a personal loan as a payee to fund your side business would be a smart move.

Personal loans can be well suited for a side loan because they are often less than typical business loans and do not require a high level of collateral or profitability. All you need is a proven source of income for your current day-to-day job.

What to consider when considering an individual loan

It is very easy to apply for Page Loan, everything happens online and you do not need to visit their office.

To start the application, click here to visit the website as a private sector employee or click here to go to the civil servant application page

The application process is a step-by-step process, at each step you will provide relevant information to help you make a decision to approve your loan.

(See Requirements for each category below)

You can upload all documents online while filling out the form, so you don’t have to worry about transferring files from one office to another.

The first step you will come across when filling out the application form is the BVN and IPPIS verification step. You will be required to provide this information to help us verify your identity and financial situation.

Loan requirements for private sector employees

To be considered eligible for a loan as a private sector employee, it is necessary that:

  1. You receive a monthly salary (at least 150k per month)
  2. You have a 6 month payroll statement
  3. You live / work in Lagos or Ibadan (bankers throughout the country can apply)
  4. You have a valid work ID for which you work or a certificate of employment or promotion
  5. You have a BVN that is actively connected to your work mobile number.

Some of the above items will be retrieved automatically when you run the application. It usually takes less than 3 minutes for customers to complete an application if they have ready-made requirements.

Apply as a Private Sector Employee Click here

Loan requirements for public sector employees

To be considered eligible for a loan as a federal government employee, it is necessary that:

  1. You have a work ID
  2. You have a valid government issued ID.
  3. You have a payroll for at least 3 months
  4. You will be provided with a signed power of attorney to debit funds (the letter is available for download on our website).

To apply as a civil servant, Click here

Reasons to Avoid Personal Loan

While personal loans can be a lifesaver in times of great need, in some cases you should avoid borrowing money. Consider canceling a personal loan if:

  • You cannot afford it. Borrowing money in the short term is one thing, but remember that you will still need to get it back. If you cannot afford the monthly payments on your new personal loan, consider skipping it.
  • You do not need it. If you’re taking out a personal loan to cover the cost of something you won’t need in the near future, consider setting it aside until you have more money.

Page Customer Support is available 24/7 to answer any questions you may have. You can contact Page through several channels, namely; Live Chat on Mobile Page App, Live Chat on Website (Pagefinancials.com), Social Media Accounts (@pagefinancials), Google Chat (on Search Results Page), Email (customer@pagefinancials.com) and a phone call (o17007243).

Visit https://pagefinancials.com/ to apply or call 017007243 for more information, you can also send an email to customer@pagefinancials.com to start.


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